This can be a sensitive time with life-changing events and when a mortgage is involved it can often be complicated and confusing on where to start. We have experience in helping folks like yourself sort out the options available. Each circumstance is unique and we’re here to help provide clarity and a path forward.
When “Life Events” happen and you need help – call for a private consultation: I’m an expert in these loan products
Divorce
Needing to Refinance or Purchase a new home? We’ll make sure you have the proper paperwork to proceed with confidence. Most often you will need to wait to close on your new loan until you have an executed divorce decree signed by the Judge. On a refinance, there are generally terms referencing a buyout to the ex-spouse of a specified amount of equity and/or removing them from the title and/or removal of the current loan from their name. We will help ensure all the accurate numbers are finalized per the court/divorce decree ruling and update the title records to remove the ex-spouse.
Relatives PassingWhether you’re the spouse or adult children sorting out a refinance or sale, purchase options, or dividing equity we are also experts with these loans. We have experience with taking the stress out of the process with our local team of title agents to help sort out the details. In most cases, you must have the will fully probated in court specifying ownership or equity buyout details. We will help review the details and provide the best options to meet your goals.
For more information about these loans, their benefits and loan options and how it may apply to you, please contact us direct 281-627-4222 or submit the “Quick Quote” form on this page.Written By: Steve Head / Mortgage Broker / Mortgage Expert
