Buying a home is a huge accomplishment! We are here to break down the payment including the projected taxes and insurance. As experts in our field we know how to evaluate your projected loan payment and closing costs before an offer is made. With years of experience and helping thousands of families over the State of Texas we have a reputation of being on point when it comes to your finances.
As a Mortgage Broker we take pride in helping our clients take advantage of lower rate and fees not offered by other lenders. Our goal is to close your loan on time with no surprises and with 5 star communication along the way.
There are a variety of loan options for your next purchase loan. Depending on your down payment and property type the following loans are available.
Purchase Loan Options
- FHA – 3.5% Down Payment
- Conventional – 3% – 5% Down Payment
- Jumbo Loan – 10% – 20% Down Payment
- USDA – 0% Down Payment
- VA – 0% Down Payment
Buying a home offers numerous financial and personal benefits, making it a long-term investment that can enhance your lifestyle and economic security. One of the primary advantages is building equity—every mortgage payment increases your ownership stake in the property, rather than paying rent to a landlord. Over time, as home values typically appreciate, you may also gain from capital appreciation.
Owning a home provides stability. You no longer have to worry about rising rents or sudden changes in your living situation, allowing you to put down roots and enjoy a stable environment. Furthermore, homeownership offers the freedom to customize and improve your living space, tailoring it to your lifestyle and preferences without needing a landlord’s approval.
Tax advantages are also associated with buying a home, such as deductions for mortgage interest and property taxes, which can lower your taxable income. Moreover, homeownership can serve as a forced savings plan, as paying down a mortgage builds wealth over time.
Owning a home can enhance your sense of community involvement and belonging, offering a deeper connection to your neighborhood. For families, this often means better access to stable education and social environments. These combined financial and emotional benefits make homeownership an appealing option for those seeking long-term security and growth.
We understand saving money and getting the right price for your new home is important. We work with the #1 Real Estate Agents in Texas and our team is on your side to ensure we deliver on our promise to treat you like family. We are a leading lender in Texas and have been acknowledged for our customer service and community service by the BBB with Awards of Distinction and Pinnacle Award for Top Lender in the Community.
For more information about a purchase loan and the benefits and loan options, please contact us direct at 281-627-4222 or submit the “Quick Quote” form on this page.
