Mortgage
When starting the pre-approval process, you should not do anything that will have an adverse effect on your loan from this point through your closing date. It may be tempting to start opening credit cards for furniture and other miscellaneous items, but this is the time to keep your financial picture frozen in a stable… [Read More]
How do you find the best texas mortgage lender in 2019? Depending on what your goals are lets review somethings to think about when trying to figure out which mortgage lender is right for you. With so many options and interest rates on the internet how do you know who to trust and if your… [Read More]
Mortgage Approval Process Houston Home Loan | Texas Premier Mortgage Houston Home Loan. #1 Rated Houston Home Loan Lender. Texas Premier Mortgage is a local Houston mortgage company. We offer experience and local knowledge to get you the lowest rates and fees. Call us today to experience our Award Winning Service. 281-627-4222 Whether you’re a First-Time… [Read More]
In addition to the basic mortgage underwriting, processing and origination fees that are charged by a lender, there are several other costs associated with purchasing a new property. Since every player on your real estate home buying team has a stake in your transaction, it’s a good idea to know how to budget for their… [Read More]
Renting vs Buying a Home is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we’ve found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the… [Read More]
Fannie Mae changes the debt ratio to help you get a mortgage in 2017! Have you ever heard “your debt ratio” is too high from a mortgage lender? Fannie Mae recently announced changes to its debt-to-income ratio policy, increasing its allowance from 45% to 50% starting on July 29th. Here is what that’s going to mean… [Read More]
A mortgage is generally the largest debt most homeowners have to manage. It’s a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a homeowner may choose to refinance, we’ll take a look at the four most common. 1. Mortgage Rates Drop:… [Read More]
While most mortgage web sites offer a glossary containing hundreds of real estate and lending related terms, we wanted to highlight the top terms that most borrowers will hear several times throughout the approval and home buying process. Understanding the “Shop Talk” between the various industry professionals that you’ve assembled on your team will hopefully… [Read More]
How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term… [Read More]
Buying a new home is literally a team sport since there are so many tasks, important timelines, documents and responsibilities that all need special care and attention. Besides working with a professional team that you trust, it’s important that the individual players have the ability to effectively communicate and execute on important decisions together as… [Read More]
NMLS #898360
