Mortgage
FHA Mortgage Rates are some of the lowest for homeowners. The typical variance between FHA rates can be as much as 1% lower as compared to a Conventional Loan. Items like credit score, down payment, purchase price, and term do factor in this spread. FHA allows for a lower down payment at 3.5%, more flexible… [Read More]
Mortgage rates plunged the last week on increased fears of an extended trade war and China’s exit from buying US agricultural products. The rates are the lowest they have been in years. Mortgage refinance applications rose 12% last week and up 116% from 1 year ago. The stunning drop in rates has many clients refinancing… [Read More]
One of our favorite loans to do at Texas Premier Mortgage is a VA Loan! A VA Interest Rate Reduction Loan is a VA refinance of your existing loan. VA IRRRL is a fast-tracked streamlined refinance mortgage loan program for homeowners with a VA Loan. Under VA IRRRL Mortgage Guidelines, borrowers with a current VA Loan… [Read More]
With all the home loan options how do you know which option is best for you? Items to Consider How much money do you have for a down payment, this is key when shopping for a mortgage The amount of years you want to loan to be and how long you plan on staying in… [Read More]
Looking to do some updates? We have a great renovation program for your new purchase or refinance. Anything from upgrading your kitchen, adding a pool, to a complete overhaul of the house. With this great program we have teamed up with a locally experienced company to guide you through this process: Total Restoration & Remodeling…. [Read More]
I often get questions about different circumstances and what the time frames are for past credit issues. Let’s do a comprehensive review on FHA Loans and bad credit. FHA offers purchase and refinance loans to new and repeat homeowners. If you do have past troubles with credit these items are reviewed upfront before your loan… [Read More]
As a First Time Home Buyer the process can seem overwhelming. To make it easier, start by breaking down some of the loan products and what they are best used for. There are many types of first-time home buyer loans. There are different loan options and terms such as a fixed rate or adjustable rate… [Read More]
CREDIT TIPS As you look to improve your credit situation, Credit Resource Group is a local resource to help you! As a trusted local credit repair company, they will guide you through the process and always look to save you money. The last thing you can afford is money spent on results that aren’t getting… [Read More]
Boost Your Stock Market Investments in 2019 By Watching Mortgage Rates! 2018 was a wild ride and one of the worst years for stocks since the market crash in 2008. The Dow fell 5.6%, S&P down 6.2% and the Nasdaq was off by 4%. What caused these huge swings and what can you do to… [Read More]
I recently received an email from Jo Anne Johnson a local real estate agent highlighting the benefits and the importance of filing a homestead exemption. Here are some key points I wanted to share as she answers the important questions about homestead exemptions. Make sure you check your local appraisal district website for filing dates and… [Read More]
NMLS #898360
