Mortgage
Conventional 0% Down Payment Assistance Program The 0% Down Purchase Program from United Wholesale Mortgage (UWM) and Broker Partner with Texas Premier Mortgage is an exclusive down payment assistance program designed to help more borrowers achieve homeownership without the need for a down payment. This program follows Home Possible® guidelines, making it easier for underserved… [Read More]
As the new year begins, I would like to thank you for your continued support over the years. Our team has over 19 years of mortgage expertise, and we will continue to strive to provide the best possible service we can within our community and all over our great state of Texas. Best Texas Mortgage Lender providing… [Read More]
TEMPORARY RATE BUYDOWN Buydown: A Way To Reduce Interest Rates HELP BORROWERS LOWER THEIR INTEREST RATE BY UP TO 2% AT THE START OF THEIR LOAN Giving clients extra flexibility with a lower monthly payment by offering them a Temporary Rate Buydown to lower their interest rate at the start of their loan. It’s a… [Read More]
Rising Interest Rates in the Housing Market – Mortgage Rates in Texas Stephanie Marini, CFP®, CRPC® September 23, 2022 Mindset Wednesday (Sept. 21), to no one’s surprise, the Fed announced an increase to rates of 75 basis points for the third time in a row, an overall fifth increase this year. Chair Jerome Powell maintains that a… [Read More]
New 2023 VA loan limits in Texas won’t be released until November but we’re honoring them now effective September 11, 2022 for VA loans locked starting today. $726,200 for regular 1–4 unit VA loans (increased from $647,200) $1,073,000 for regular 1–4 unit VA loans in AK and HI (increased from $970,800) VA jumbo loans starting $1… [Read More]
The new 2023 Conventional Loan Limit Increase goes into effect immediately for Texas Premier Mortgage and its clients at $726,200 the previous loan limit for most counties was $647,200. This will apply to your next purchase, refinance, or home equity cash-out mortgage loan. The loan limit increase is welcome news as most homes across the… [Read More]
Looking for a Home Loan – Should you wait to purchase? With the housing market in unseen territory the last few years, there have been a lot of changes going on and a lot of different opinions. For many renting is still a better option but, should you wait to purchase if you’re ready to buy… [Read More]
The 2024 FHA Loan Limit in Texas is $498,257 The FHA loan limit in Texas has increased up to $498,257 for a single-family home and can vary depending on the county. This applies to all purchase and refinance FHA Loans in Texas. What is an FHA Loan? FHA Loans in Texas are easy with Texas Premier Mortgage…. [Read More]
New 2022 conventional loan limits won’t be released until January … but we’re honoring them now so you can start taking advantage! $647,200 for regular one-unit conventional loans (increased from $548,250) What Are the Advantages of Conventional Loan Financing? There are several benefits of conventional financing, including the following: You can buy a primary home… [Read More]
The 2024 FHA Loan Limit Texas $498,257 The FHA loan limit in Texas has increased up to $498,257 for a single-family home, depending on the county. The lower number applies to most counties in the state, however, those buying near big cities may be able to qualify for more. What is an FHA Loan? FHA Loans in… [Read More]
NMLS #898360
