The Benefits of Downsizing Your Home in Texas and Mortgage in Retirement Retirement is a significant milestone in life, marking the transition from a career-focused lifestyle to one centered around leisure, family, and personal interests. One of the most impactful decisions retirees face is whether to downsize to a smaller home. This choice can lead… [Read More]

Benefits of a DSCR Mortgage Loan Over a Conventional Loan A DSCR (Debt Service Coverage Ratio) mortgage loan has several benefits compared to a conventional mortgage loan, particularly for investors and those with unique financial situations. Here are the key advantages: Easier Qualification for Investors Income Verification: DSCR loans focus on the property’s income-generating potential… [Read More]

The Texas Home Loan Mortgage Process involves several steps, from initial preparation to closing and beyond. Here’s a detailed explanation of the process from start to finish: 1. Pre-Approval Preparation: Before applying for a mortgage, assessing your financial health is essential. Check your credit score, gather financial documents (tax returns, pay stubs, bank statements), and… [Read More]

 Divorce and Life Event Mortgage Loans This can be a sensitive time with life-changing events and when a mortgage is involved it can often be complicated and confusing on where to start. We have experience in helping folks like yourself sort out the options available. Each circumstance is unique and we’re here to help provide… [Read More]

New 2024 Mortgage Conforming Loan Limit Increase. Take advantage of the new conforming loan limits for your next Conventional or VA home loan! Qualify today for conventional and VA loans with the new 2024 FHFA conforming loan limits: $766,550 for VA and one-unit conventional loans (increased from $726,200) $1,149,825 for one-unit loans in high-cost counties (increased from… [Read More]

LLC Texas Mortgage Loans LLC Texas Mortgage Loans are a great way to build your portfolio and provide personal protection. We offer a variety of loan products to choose from! As a Mortgage Broker we offer solutions most typical lenders don’t offer. Here at Texas Premier Mortgage, our goal is to provide solutions for you…. [Read More]

TEXAS DSCR MORTGAGE LOANS – INVESTOR FLEX OUR TEXAS DSCR MORTGAGE LOANS ALLOW BORROWERS TO FINANCE UP TO 20 PROPERTIES BY USING EACH PROPERTY’S MONTHLY RENTAL INCOME TO QUALIFY FOR INVESTMENT PROPERTIES Minimum loan size $150,000 Investor Flex is our exclusive Debt Service Coverage Ratio (DSCR) loan program. It offers 4 different loan options for real… [Read More]

Bank Statement Mortgages in Texas A FLEXIBLE LOAN OPTION FOR SELF-EMPLOYED BORROWERS If you’re self-employed, it can often be difficult to prove income when getting a mortgage loan or it can be a hassle to gather the necessary income docs needed to apply. We have an extensive portfolio with our Bank Statement Loan options – they’re… [Read More]

Conventional 1% Down Payment Assistance Program. This program is designed to help borrowers with down payment funds. The program does have income requirements based on 80% of the Average Medium Income for the county: https://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map Example: Montgomery County 80% Area Median Income: $72,640 Ready. Set. Home. Move In With 1% Down You put 1% down and… [Read More]